Unit 1: Introduction to Banking Industry in Nepal   (4 LHs) 
Concept of commercial bank and commercial bank management; Historical developmentof commercial bank in Nepal; Functions of commercial banks; Organization structure of Nepalese commercial banks; Role of Internal Audit Department to check up irregularactivities; and Regulatory authority of commercial banks in Nepal.

Unit 2: Risks Faced by Commercial Banks   (5 LHs) 
Concept of risk; Types of risks by commercial bank: interest rate risk, market risk,credit risk, off-balance sheet risk, foreign exchange risk, country risk, technology risk,operational risk, market risk, liquidity risk, and insolvency risk ; Interest rate risk:refinancing risk and reinvestment risk, market value risk; Credit risk: causes of creditrisk, firm-specific credit risk and systematic credit risk; and Technology risk andmeasures to be taken by Nepalese commercial banks to reduce the technology risk .

Unit 3: Deposit Mobilization  (6 LHs) 
Meaning and nature of bank's deposit; Types of deposit: demand deposit, saving deposit, time deposit, call deposit, and recurrent deposit; Procedure of account opening; Know
Your Customer (KYC); Dormant account and procedures of making the dormant accountactive; Procedures of closing account; Card services: debit card, credit card, prepaid card;
Deposit marketing and customer care services; Deposit insurance; and NRB directives on deposit mobilization.

Unit 4: Granting Credit (6 LHs) 
Concept and nature of bank credit; Types of credit: term loan, revolving loan, corporateloan, consumer loan, trust receipt loan; Credit process; Credit monitoring andsupervision; Credit recovery; Credit marketing; Credit administration; Collaterals andmargin: types and valuation; Loan classification and loan allowances, Credit risk and itsmanagement; Credit insurance; and NRB directives on loans.

Unit 5: Cash Operation (4 LHs) 
Cash management; Security of vault; Cash insurance; Cash counter; Roles andresponsibilities of cashier; Clearing system; Electronic clearing; and Intra-bank andinterbank fund transfer.

Unit 6: Agency Services (3 LHs) 
Fund transfer and remittance services; Utility payment services; Advisory services;Standing order from customer; and check and bill clearing services.

Unit 7: Trade Finance  (4 LHs) 
Concept, Letter of credit: parties involved in L/C, types, procedures of opening L/C, rolesand responsibilities of involved parties; Export financing: pre-shipment and post- shipment finance; and foreign currency loan.

Unit 8: Foreign Exchange Service (4 LHs) 

Meaning and concept; convertible and non-convertible currency; exchange rate system inNepal; Roles of Foreign Exchange Dealer Association of Nepal (FEDAN); and meaning
of Nastro and Vostro accounts.

Unit 9: Treasury Function (4 LHs) 
Introduction; scope of treasury; Back office and Front office; Asset liability management;and Roles and responsibilities of asset liability committee (ALCO).

Unit 10: Financial Statements and Performance Indicators (4 LHs)
Structure of statement of financial position; Structure of profit or loss account; and Major
Performance Indicators of Nepalese Commercial banks.

Unit 11: Electronic Banking Services (4 LHs) 
Meaning and concept of e-banking; Internet banking; Branchless banking; Mobilebanking; ABBS; ATM; and Opportunities, threats and challenges in the use of financial technology (FinTech).