The followings are the information extracted from profit and loss account and balance sheet of KBL and SBL. For the fiscal year 2022/23 (in millions…
BBS Management of Financial Institutions · 2080 · Solved Question with Answer
The followings are the information extracted from profit and loss account and balance sheet of KBL and SBL. For the fiscal year 2022/23 (in millions of Rupees)
| Banks | KBL | SBL |
| Interest income | 4,210.50 | 3,350.45 |
| Interest expenses | 2,750.30 | 2,260.20 |
| Loans, advances and bill purchased | 44,260.25 | 35,350.35 |
| Investments | 5,450.00 | 6,750.20 |
| Interest bearing deposits | 42,200.61 | 33,350.53 |
| Non-interest income | 450.15 | 760.20 |
| Non-interest expenses | 860.80 | 735.60 |
a. Calculate net interest margin ratio of KBL and SBL for the fiscal year 2022/23
b. Calculate spread ratio of KBL and SBL for the fiscal year 2022/23
c. Calculate overhead efficiency ratio for both KBL and SBL for the fiscal year 2022/23
d. Calculate non-interest expenses ratio of KBL and SBL for the fiscal year 2022/23